Question about uninsured car incident?

Recently accidentally scratched up someone's car in mall parking lot and I'm not insured yet and person sent me a claim and I let them there insurance company know that I didn't have insurance yet and that I was Willi g to pay for the deductible damages and they said its up to that person and if they argree that I have to pay it to them not the insurance company ? Is this true ? That I have to pay the actual person? Just wondering.

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